3 Budgeting Apps to Download Now
Do you sometimes lose track of your budget plan? We all have bills to pay, finances to record, and savings to track. Taking a vacation or buying our dream car is something that we all want, but it is not always easy to accomplish. However, budgeting is a great way to help you save money and accomplish your long-term goals.
Planning a budget is important when it comes to organizing how much you are spending and saving. Keeping track of your budget continuously helps you remain up to speed with your monthly payments and keeps you on a financially stable path. Although this process can be stressful and tedious, there’s help right at your fingertips.
Here are three FREE apps you can download now to learn how to budget:
1. Goodbudget Budget Planner: Money & Expense Tracker
This virtual budget program will help you stay organized and keep you on track with the time-tested envelope budgeting method. You just enter your monthly expenses, such as a car payment or rent amount, with a budget cap of how much you’re willing to spend the entire month and Goodbudget will give you a red notification if you over spent or went over your intended monthly budget. At the end of the month, you are also able to see a report of your spending and savings. It even allows you to add transactions every time you spend to show you how much you have left in the budget for a certain bill or expense. Goodbudget teaches you how to be accountable for the monthly and annual goals you set financially.
2. Mint: Budget, Bills, Finance
With Mint, you can have easy access and management over all your finances in one place. You’re able to see where you stand financially by having your bank accounts, credit cards, bills, and investments all together in one place. It’ll show you how much you’re spending, where you can save money, keep track of your credit score, and even stay on top of your bill payments! The app is also partnered with InTuit, an accounting and tax software, which can later help you with filing your own taxes.
3. PocketGuard: Personal Finance, Budget, & Bills
PocketGuard allows you to stay on top of your finances and make logical financial decisions that will benefit you and your family. Its “upcoming bills, left to go, and spending limits” features make it easier for you to know ahead of time what expenses are coming. The app also teaches you how to lower your bills and successfully break down your income weekly. PocketGuard can also help you create a savings plan for you to spend safely without going over your limit.
Having any of these FREE budget apps on your phone is both beneficial and valuable to your financial life. Everything can be easily accessed on your phone, so you don’t have to worry about loads of receipts and financial statements. Keeping track of your budget performance not only helps you make your payments more efficiently, but will leave you with enough money for the goals that are important to you and your family.